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Jahihi launches full-transparency loan calculator

The calculator shows the full amortization schedule, total cost and first-payment date before a customer applies.

Kampala, Uganda — 1 June 2025

Jahihi has launched a loan calculator that shows customers the full cost of a loan — including the amortization schedule, the total repaid and the interest breakdown — before they submit an application.

Unlike calculators that show only the monthly payment, the Jahihi calculator displays every month's principal and interest, and makes the schedule printable and shareable. Customers can see the first and last payment dates up front.

The calculator uses reducing-balance interest and shows a sample rate rather than a personalised rate, so it does not misrepresent what the customer will be offered after assessment.

“Most complaints we see about lending come from surprise — a charge the customer did not expect. The calculator removes most of the opportunities for that surprise to happen.”

John Okello — Group Head of Credit, Jahihi

About Jahihi

Jahihi is an East African financial institution offering savings, loans, business accounts and structured trade finance across six markets — Uganda, Kenya, Tanzania, Rwanda, Burundi and South Sudan. Since 2018, Jahihi has served more than 50,000 customers with a commitment to full cost transparency. Its trade finance division provides structured capital for licensed exporters of gold, cobalt, tin and tantalum. Jahihi is licensed and supervised by the banking regulator in each market in which it operates.

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