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Jahihi
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Complaints

If something went wrong, tell us.

Complaining is not rude. It is how we find out what is not working and fix it. We commit to the timelines below, and you can escalate to the Bank of Uganda Complaints Desk if we fall short.

3 days
Acknowledge within
21 days
Final response within
30 days
Escalation window
BoU
Regulator

Our process

Three steps, with a deadline for each.

This is the process we follow for every complaint we receive. The timelines are the maximum — most complaints are resolved faster.

  1. 1Within 3 working days

    Acknowledge your complaint

    We confirm we have received it, tell you who is handling it, and give you a complaint reference.

  2. 2Within 14 working days

    Investigate

    We look into what happened, review our records, and speak to the people involved. We may contact you for more information.

  3. 3Within 21 working days

    Give you a full response

    We explain our findings, what we are doing about it, and any remedy. If we cannot resolve the matter in the timeframe, we tell you why and when we will.

File a complaint

Write to us.

Fill in the form below. You will receive a reference number, and you can use it to follow the progress of your complaint.

Include the country code, for example +256 700 000 000.

One line that summarizes the issue, for example 'Duplicate arrangement fee'.

If your complaint relates to a specific loan or account, quote the reference here.

Do not include your password, PIN, or full card number.

You will receive an email acknowledging your complaint, with a reference number you can use to follow its progress.

Track an existing complaint

Enter the reference we sent you and the email you used.

Prefer to write? Send to
Complaints Desk, Jahihi Uganda, Plot 12, Kampala Road, Kampala

Or email complaints@jahihi.ug

If we do not resolve it

You can escalate to the regulator.

If you are not satisfied with our final response, or if we do not respond within 21 working days, you have the right to escalate your complaint to the Bank of Uganda Complaints Desk. You must do this within 30 days of our final response.

There is no charge for escalating, and your relationship with us does not change if you do.

You file the complaint

Through this page, by email, or in branch. We send you a reference number.

We respond within 21 working days

A full written response with reasons and any remedy.

You escalate to Bank of Uganda Complaints Desk

Within 30 days of our final response.

Our commitments

What you can expect from us.

A complaint is a governance event — it becomes part of the record that our board and our regulator review. This is why we take every complaint seriously, no matter how small.

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