East Africa
Jahihi operates across six East African markets. Your region determines the rates, terms, currency and regulator that apply to your account.
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Jahihi Uganda
Core markets
These markets offer the full Jahihi product range, including trade finance and business banking.
Operating since 2018 · UGX
Our founding market. Full service across savings, loans, business accounts and trade finance.
Kampala · Gulu · Mbarara · Jinja
Head office and trade finance desk in Kampala.
Operating since 2021 · KES
Full retail and business banking, plus our East African trade finance hub.
Nairobi · Mombasa · Kisumu · Nakuru
Regional trade finance desk in Nairobi's Westlands.
Operating since 2023 · TZS
Savings, personal loans and business accounts for traders and small enterprises.
Dar es Salaam · Arusha · Mwanza · Dodoma
Servicing the Dar es Salaam port and cross-border trade community.
Operating since 2023 · RWF
Digital-first savings and lending, with growing support for cooperatives and Saccos.
Kigali · Butare · Musanze
Regional technology and engineering centre in Kigali.
Expanding markets
These markets currently offer a focused product set, expanding as we grow the local team.
Operating since 2025 · BIF
Savings and personal lending, expanding into group and cooperative accounts.
Bujumbura · Gitega
New market — accounts open to residents and registered businesses.
Operating since 2026 · SSP
Savings and business accounts for traders and NGOs operating in South Sudan.
Juba · Wau · Malakal
Newest market. Retail lending launching later this year.
Regulator, currency, deposit protection and lending rates for every market we operate in.
| Market | Regulator | Currency | Deposit protection | Loan rate (sample) | SWIFT |
|---|---|---|---|---|---|
| UgandaCurrent | BoU | UGX | UGX 10,000,000 | 18% | JAHIUGKA |
| Kenya | CBK | KES | KES 500,000 | 16% | JAHIKEBB |
| Tanzania | BoT | TZS | TZS 5,000,000 | 19% | JAHITZTZ |
| Rwanda | BNR | RWF | RWF 500,000 | 17% | JAHIRWRW |
| Burundi | BRB | BIF | BIF 5,000,000 | 20% | JAHIBIBI |
| South Sudan | BoSS | SSP | Not applicable | 22% | JAHISSSS |
Deposit insurance, complaints procedures and consumer protections differ by market. We always show you which regulator supervises your account.
If you move country, tell us and we will migrate your account to the appropriate regional entity, subject to local eligibility.
We are actively evaluating further markets in Central and East Africa. Write to us if you would like to discuss opening a Jahihi entity where you operate.
It takes about ten minutes. You will need identification and a valid phone number for Uganda.