About the role
As a Credit Analyst you will be the first line of defence against loans a customer cannot repay. You will review applications against our affordability model, escalate concerns, and contribute to the model's ongoing refinement.
What you will do
- Assess personal and business loan applications against our affordability and risk criteria
- Document credit decisions with clear reasoning that can be reviewed by regulators
- Identify patterns in declined applications and recommend model adjustments
- Present cases to the regional credit committee
- Support customer-facing teams in explaining decisions
What we are looking for
- 3+ years in consumer or SME credit analysis
- Strong understanding of reducing-balance lending and affordability assessment
- Comfortable with spreadsheets and basic SQL
- Attention to detail and comfort working under regulatory scrutiny
Nice to have
- Experience with credit reference bureau data in East Africa
- Familiarity with the Bank of Uganda or CBK regulatory frameworks
How to apply
Send your CV and a short note about why this role interests you to careers@jahihi.com. Include the role title in the subject line.
We read every application. You will hear back from us within two weeks of your submission, whether or not we progress.
Jahihi is an equal-opportunity employer. We do not discriminate on the basis of race, ethnicity, gender, religion, disability, age, or any other characteristic protected by law in the markets where we operate.